What a consultation covers
A consultation with LogicCrest Financial Planning is a structured conversation about one or two goals you want to make progress on. It is not a sales meeting, and we do not manage funds or sell investment products. The work is planning: turning a vague intention into a concrete target in baht, with a monthly range and a realistic timeline.
Every consultation is built around your numbers — your income, your fixed expenses, your existing commitments — not a template. We use them to show what is achievable and what trade-offs a given goal would require.
Common consultation topics
- Emergency fund sizing — what three to six months of your essential expenses actually amounts to, and how to reach it without putting your daily life on hold.
- First-home deposit planning — the deposit figure, transfer and fee costs, and a monthly savings route that fits what you earn.
- Retirement starting point — a first contribution plan and what consistent saving today could become, with no promise of a specific return.
- Debt repayment ordering — which loan to prioritise when earnings are stretched, weighed against keeping some savings intact.
- Freelancer and variable-income cash flow — smoothing out uneven months and reserving tax so a goal survives a slow stretch.
How a consultation differs from an inquiry
An inquiry costs nothing and commits you to nothing: you tell us your goal, and we answer by email. A consultation is the working session that follows, once we have both agreed it is useful. You decide whether to proceed after the inquiry reply — there is no automatic step from one to the other.
What we do not do
We do not hold client money, execute trades, or sell insurance or investment products. Where a goal would clearly need a licensed institution or a regulated product, we say so and point you toward the right kind of provider. That boundary keeps the planning honest.